Personal Umbrella insurance
Personal Umbrella insurance
What many people call “freak” events are real life situations that affect multiple people, not only physically and emotionally, but also financially.
Different from excess liability insurance, umbrella policies protect you from other risks such as a family member borrowing your RV and causing a multiple vehicle pileup.
If a claim comes against you in excess of your regular watercraft or auto policy, this type of personal liability insurance kicks in to cover you and other members of your household.
Who needs personal umbrella insurance?
While pretty much everyone can benefit from extra security for life’s unexpected events, RV, watercraft, and off-road/motorcycle owners stand to enjoy the most return from this investment. Just as you extensively plan every detail before you start out on a road trip, knowing that you’re covered from any abnormal events that may arise brings with it a sense of peace and security.
Different reasoning is generally offered for justifying this additional coverage, such as having enough liability insurance to prevent your assets from being relinquished in a lawsuit.
But ultimately, the most important question to ask yourself is, “Am I at risk of being sued?”
If your answer is “yes,” then this small investment into your future is well worth it.
What Does Personal Umbrella Insurance Cover?
Legal defense and attorney fees
Bodily injury to others
Damage to property
Any lost wages for the insured
An extra “cushion” that not only protects current assets but also future earnings, and available in million dollar increments from $1 million to $5 million, this surprisingly affordable option is well worth a look.
The confidence of knowing that your family and vehicle are protected, and backed by one of the most trusted names in RV insurance, allows you to focus on the most important part of any vacation…having fun!
Ready For A Personal Umbrella Insurance Quote?
Call us today at 844-727-7207 to learn more about Personal Umbrella insurance & coverage options.
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