Shooting pain raced through the infected tooth, and Suzie yelped as her husband quickly removed his finger from the tender spot.
He thanked his lucky stars as she clamped her mouth shut with a force that would have added him to the list of injured parties.
What was he to do?
Lacking dental insurance, and not knowing what the cost would be to fix the tooth, they started getting emergency quotes for an infected tooth, and had sticker shock to learn that it could cost them upwards of $5,000!
So, back to square one and they decided to investigate dentists in Mexico because they heard they would pay a fraction of the cost for the same procedure in the states.
You may be asking yourself, what does a dental or medical procedure have to do with Mexico auto insurance?
We’ll explain that in more detail later…we promise. But first let’s answer the question, “How does medical tourism work in Mexico?”
Mexico Medical Tourism
Although most healthcare plans cover a large part of medically necessary surgeries, patients can be responsible for those that won’t “save your life, improve your health, or avert possible illness.”
If you’re healthy as a horse, or related to Superman, this possible out of pocket cost isn’t even on your radar. But for the rest of us mere mortals…well that’s a different story!
In the United States, hundreds of thousands seek more affordable care each year outside of their home country. And factoring in destination attractiveness and costs, the Medical Tourism Association ranks Mexico #10 overall in the world.
Mexico medical tourism has been around for decades, but has grown in popularity over the last 20 years. Dental care is one of the most common medical services sought, but there are plenty of others.
When it comes to surgeries and other medical procedures, some employers even incentivize their employee’s international travel. What do they offer?
- No out-of-pocket co-pays or deductibles
- Travel costs covered
- Financial incentives
- Licensed U.S. doctors
The benefits abound for each party in these instances.
- American doctors earn more money, as the U.S. based Medicare reimburses much less
- In some instances, the patients can get the procedure for free plus a cash bonus
- The intermediary between the U.S. company and Mexico hospital gets paid for their referral
For an idea of savings via “outsourcing” your medical needs, consider that dental work can be 60% cheaper and bariatric surgery 70% cheaper!
Of course it’s not for everybody, but the beauty is countless people have received much needed relief without breaking the bank.
Check out these helpful travel tips if you do make the decision to move forward.
Mexico Insurance Aids Medical Tourism
According to the Medical Tourism Corporation, the border towns of Tijuana and Mexicali are frequented the most by U.S. citizens.
Some other popular destinations for care:
- Puerto Vallarta
These tourist destinations attract large numbers of English-speakers, and are considered more safe and trustworthy compared to other locales.
For those of you who may be concerned that your trip would diminish the resources available to the native population, let us reassure you. Americans usually use private clinics and hospitals, which doesn’t put any strain on the national healthcare systems.
Now that you’re aware of this option, you’re ready to take advantage of medical tourism. Insurance in Mexico should be factored into any trip, regardless of the amount of time you’ll be down there.
Did you know your current auto or RV policy may not cover you once you leave American soil?
It makes sense to put the money you’ll save getting dental or medical care in Mexico towards extra coverage for “rainy days.” The last thing you want is having to delay your care because of an issue with your vehicle.
Our policies duration can be:
We work with an A rated AM Best insurance company to ensure you’re covered when you drive into Mexico.
- Liability limits up to $500,000
- Comprehensive and collision coverage
- Fixed deductibles
- Medical expense
- Roadside assistance
Whether you’re a dental or medical tourist, a snowbird or simply a tourist bringing your RV across the border, this peace of mind can lead to an amazing vacation, and Mexico auto insurance can make it a reality much sooner!
RVInsurances.com and Mexico Insurance
See, we told you there was a correlation between an infected tooth and Mexico insurance!
Now that we closed that loop, it’s important to answer your next question. Why us?
RVInsurances.com founder, Marty Adair, has been a licensed Property and Casualty Broker since 1997. He started his insurance career working in his family’s insurance business where they specialize in Mexico tourist Auto Insurance.
While assisting customers with their Mexico Insurance policies he realized there were large groups that travel to Mexico in their high valued RVs to vacation. It soon became apparent that there was a need for specialty RV insurance that would extend coverage across the US and Mexico border that could save his RV clients thousands of dollars per year.
Today RVInsurances.com provides the best possible service to the RVING community. We are a full service insurance agency specializing in full-time and part-time RV enthusiasts.
We represent the top rated RV specialty insurance companies in the nation to provide the best possible policy for the right price. We are licensed in many states to help with your RV insurance needs.
Get a quote today! Or call us at 844-727-7207 for your custom quote.
It’ll be the best decision you’ve made all year, maybe in your life! Okay we can’t guarantee that last part, but you get the idea.