extended warranty

Should I Get An Extended Warranty For My Motorcycle?

According to the IIHS (Insurance Institute For Highway Safety), it is estimated that there are over 8.5 million registered motorcycles in the United States. 

When you purchase a motorcycle, like any vehicle or expensive item, you are making an investment. And what is the most important thing after purchasing an item of high value – protecting the investment at all costs? 

So when you get a new motorcycle you often receive a limited warranty that covers you for about 2 years. However, before your 2-year warranty coverage has ended you can have the option of purchasing an extended warranty plan which continues that warranty for as long as your agreement provides (5 years, 10 years, x amount of miles, etc.). 

Now you’re probably reading this article because you’re asking yourself, “Should I get an extended warranty for my motorcycle?” And the good news is, we can help answer that question! 

So keep reading below to find out if an extended warranty for your motorcycle is beneficial for you! 

What Is An Extended Warranty? 

An extended warranty is also sometimes called an extended service plan (ESP). It is a service or maintenance agreement that continues the warranty originally received when the motorcycle was purchased. 

To get an extended warranty on a motorcycle, or any vehicle, the owner needs to purchase it before the manufacturer’s warranty expires. This typically takes place within the first 2 years of purchasing the motorcycle. 

There are also 3rd party extended warranties available at any time. 

What Does An Extended Warranty Cover? 

The ESP covers the cost or replacement of the parts due to manufacturer, mechanical or electrical issues. 

An ESP can also give the owner roadside assistance, and rental car reimbursement, and cover labor and taxes for the repairs. 

There is typically a deductible that needs to be met but the cost is dependent on the agreement. Every extended warranty plan is different based on the manufacturer. 

extended warranty

Difference Between Insurance And Extended Warranties

Insurance helps to cover costs and issues after an accident takes place and damages the motorcycle, another vehicle or property, or causes injury to the owner of the motorcycle and any other person involved in the accident. 

An extended warranty covers unforeseen repairs and mechanical breakdowns that are not caused by an accident or other issue. 

The two coverages are different but having both can give you peace of mind that you are fully protected from paying out-of-pocket for the costs related to fixing your motorcycle. 

Should I Get An Extended Warranty For My Motorcycle? 

You still may be asking yourself, “Should I get an extended warranty for my motorcycle?” 

The truth is, it is all dependent on an individual basis. 

If you plan on keeping your motorcycle for longer than the original warranty period, you drive it often, and know you will not be selling it anytime in the future, it may be beneficial to get an extended warranty for your motorcycle. 

There are thousands of small parts that make up a motorcycle’s exterior and interior. You never know what will happen after years of wear and tear and how much it will cost to eventually replace any part that has an issue. 

By holding an extended warranty plan you can protect yourself from spending thousands of dollars to repair or replace a part. 

Ultimately it comes down to what is best for your needs and budget. 

That’s why it’s best to discuss your options with an experienced insurance agent who can walk you through the different coverage options available to you. 

Want To Know More About Extended Warranties And Insurance For Motorcycles? Contact RVInsurances.com Today! 

Just because our name is RVInsurances.com doesn’t mean we only help RV drivers. We offer insurance assistance and coverage for off-road vehicles, boats, and motorcycles, including houseboat insurance and more! 

Our team is dedicated to getting you the right coverage for your vehicle at a price you can afford. We know how important your investment is and we want to give you peace of mind that you have it protected and won’t be stuck with a massive out-of-pocket bill. 
To learn more about how we can help you get the coverage you need, contact us today to get a quote!

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