Coverage | fire and safety

5 Essential Fire Safety Rules for Your RV

There are few things more American than loading up your RV and setting out for a road trip. This is why close to 8.9 million households in the United States have an RV.  But in order to have a great trip, it’s essential to conduct routine maintenance and to follow certain safety rules. Taking fire and safety precautions will keep your family safe. Of course, it will also allow them to have an awesome vacation.  Let’s take a […]

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What to Look for When Renting a Commercial RV Storage Facility

Congratulations! You saved for years, shopped around, did a ton of research and bought a beautiful RV. The journey to purchase was fun. Achieving a dream like that is a nice feeling. Problems soon crept up, though, when you parked the RV in your driveway. Seems that local ordinances prohibit parking a vehicle that large in a residential area. But the RV is a huge investment, and you soon discover that you don’t feel comfortable

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Full-time RV Insurance Coverages

Using an RV as a Permanent Residence Requires Special Insurance Bob and Sue looked forward to retiring for years. When the time came, they sold their home and moved into their beautiful RV, then traveled and rented camp spaces by the month. Everything was fine till one pleasant day a guest slipped inside their RV at a campsite and was badly hurt. Their RV insurance didn’t cover the guest’s medical bills. Then their RV was

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Who Needs Umbrella Insurance?

Herb and Mable are driving their RV down to Arizona where they spend each winter. Both are excellent drivers, so they aren’t worried about the light rain that is falling. Their RV has one of those bumper stickers that proudly says ‘We Are Spending Our Children’s’ Inheritance.’ Suddenly a break opens up in traffic ahead of them. Herb sees a huge truck tire in the road, swerves to avoid it and bumps the car next

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Specialty RV Insurance That You May Not Know About

When it’s time to go camping we all get excited about the fun we’ll have. When you’re in the moment, having fun and enjoying family time you don’t think about what could go wrong. Unexpected things, however, can happen on vacation or simply while enjoying a weekend getaway. So while were not in vacation mode, let’s think about how be protected in case of an unexpected event or emergency. Example, a storm rears up and

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Traveling to Mexico in Your RV

RV life gives you the freedom to travel wherever you want when you want. It’s an amazing freedom that once you start out in your RV you’re hooked. A wonderful place to travel in your RV is Mexico. You will need to know a few things before you venture across the border. So hang onto your Sombrero and let’s go visit Mexico. Most RVER’S have not been educated by their current insurance agent how their

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Uninsured/Underinsured Motorist Coverage

Who Pays When Pedestrians or Bicyclists Are Hit by Uninsured Drivers? If you’ve been in a car accident, then you’re all too familiar with the physical, emotional, and financial toll that such an incident can exact. Now imagine how much worse it could be if you didn’t have your car to protect you in a collision. It’s not difficult to guess who gets the worst of it in an auto-pedestrian or auto-bicyclist collision. If you

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Total Loss Replacement/Replacement Cost Coverage

Replacement Cost vs. Actual Cash Value for RV Replacement Coverage For many years, the traditional point of view regarding recreational vehicles was that they were great for people who loved the outdoors. Yet today, people have discovered that RV’s offer a lot more than just a comfortable space to sleep in while camping. Those who love to travel find them to be a cost-effective option to standard forms of transportation and lodging. Plus, they allow

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RV Tire Maintenance/Care

Caring for Your RV Tires With spring upon us and summer fast approaching, the time has come to pull your RV out of storage to start gearing it up for another season filled with fun and adventure. The success of your travels this season will depend largely on the work you put into prepping your RV right now. Unfortunately, too many RV owners don’t put in enough time and effort into making sure that one

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