off-road vehicle insurance

4 Reasons You Need Off-Road Vehicle Insurance

Hunting and exploring the woods on ATVs with your friends, hitting the sand on your dune buggy, or riding your dirt bike through the mountains is always a fun and exhilarating experience until something happens. 

Driving an off-road vehicle in the middle of nowhere is the same as driving your car on the highway; you never know what can happen next. 

You should always expect the unexpected and when the unexpected does happen, are you prepared? 

Let’s talk about off-road vehicle insurance and the important reasons why you need it

Your State Requires It

This may not be the case for every state, but depending on where you live, it may be a state law to have off-road vehicle insurance. If you don’t have it and an accident occurs you can be looking at more than just damage done to your vehicle. Don’t take the chance of getting fined or getting in trouble by not having the correct coverage. 

To Protect You & Your Passengers

This statistic isn’t meant to scare you but to point out the need for off-road insurance: according to the Consumer Federation Of America, there have already been 172 off-road vehicle fatalities this year as of June 29, 2022. 

This is just a number of deaths that have occurred and does not include reported and unreported accidents or injuries. 

If you or your passengers are injured on your off-road vehicle, ensure that you have the correct coverage to cover the expenses that will be incurred due to medical bills, and other costs. 

You protect yourself in your car, in your home, and at work, so why not protect yourself and your loved ones if anything should happen on your off-road travels. 

offroad vehicle insurance

Off-Road Vehicle Repair

You invested in your off-road vehicle the same as you did your regular vehicle, so why not protect it the same? 

Some people even spend thousands of dollars customizing their ATVs, side-by-sides, and dirt bikes to fit their needs and interests. Custom paint jobs, upgraded navigation systems, comfy seating, speakers, coolers, lights and more can cost more than the vehicle itself sometimes. 

If you’re in an accident, are you able to pay for all those repairs out-of-pocket? Don’t take the chance and let us at RV Insurances insure your off-road vehicle for what it’s worth. 

Stolen Vehicle

On the off chance that your off-road vehicle is stolen and unable to be returned; you’ll have peace of mind knowing that you are covered.

Even though it may be overwhelming and stressful to deal with a piece of your property being stolen, off-road vehicle insurance can help you replace it. 

Need Off-Road Vehicle Insurance? Let Help You Today!

Here at we offer coverage to those with off-road vehicles here in California and across the United States. 

We have coverage options for hunters, fishers, trail riders, enthusiasts, weekend warriors, competitive riders, and even those who just enjoy driving around their properties. 
Don’t wait until it’s too late to insure your off-road vehicle; contact us today to get a quote.

Scroll to Top

Don't leave empty handed!

Get a Quote now