Uninsured Boater Insurance

Uninsured Boater Coverage

While some states do not require that you carry uninsured boaters’ coverage, it is a very important type of coverage. Uninsured boater coverage offers additional medical coverage for injuries that result from a collision caused by a hit-and-run accident or an uninsured boater. Uninsured boater coverage also offers payment for bodily injury caused by another boater who does not have liability insurance coverage.

At KADAIR Insurance, we will help you create a custom boat insurance policy that protects you from all potential risks you may encounter, including uninsured boater insurance to ensure that you and your passengers are protected if you are hit by an uninsured boater.

How Uninsured Boater Coverage Works

Uninsured boater coverage from KADAIR Insurance is very straightforward, paying for damages you or a family member are legally entitled to receive after an uninsured operator or owner of a watercraft causes you bodily injury in a result. You can receive up to $300,000 inn uninsured boater coverage

Uninsured Boaters Insurance

There are several types of uninsured boater coverage, which are generally combined into a single policy, or added to an existing boater insurance policy:

  • Uninsured boater bodily injury, which pays for damages if you or a family member are injured by a third party who does not have liability insurance.
  • Underinsured boater bodily injury, which covers damages when you or a family member are injured at the third party at fault does not have sufficient liability insurance to pay for your claim.
  • Uninsured/Underinsured boater property damage, which pays for damages when your boat is damaged and the third party at fault does not have insurance or lacks adequate insurance.

Get a Free Uninsured Boater Insurance Quote

KADAIR Insurance will help you find a policy that covers all of your needs at a price you can afford. Uninsured boater coverage is often required by law, but it is still very important even if you are not required to carry this type of coverage. Contact us today for a free boat insurance quote that includes uninsured boater coverage as well as other coverage options you need to protect yourself and your investment.

  CONTACT US FOR A FREE QUOTE