Emergency expense coverage provides coverage in excess of collision coverage. KADAIR Insurance can provide additional information regarding how emergency expense coverage fits with a collision coverage policy to help protect your RV.
RV emergency expense coverage provides coverage for limits for various expenses include emergency living facilities in the event your RV is no longer inhabitable. Further, emergency expense coverage may provide transportation expenses in the event that you need to travel while the insurance company is working on providing a substitute RV or replacement RV in the event your original vehicle has been totaled.
No one wants to be in a situation where your RV is totaled. In the best-case scenario, you can avoid an accident completely. In life however, accidents and loss happen. In the event an accident happens, it is important that you have appropriate coverage.
Most people prepare for an accident or loss with their RV by having basic or collision coverage. This can ensure that you receive a replacement for your RV, which will help you get back on your feet. What will you do however, in the meantime? If you are in the middle of a vacation when a collision occurs, you may need temporary expenses or emergency expenses covered.
Examples may include:
What your emergency coverage will depend on the actual policy you get. Some policies cover up to $7,000-$8,000. Check in with KADAIR Insurance to determine how much Emergency Coverage you qualify for. Keep your policy up-to-date to make sure you have what you need in the event of an emergency.
Here are some other tips you can take to prepare for an emergency: