Unfortunately, motorcycle theft is all too common in the United States; one motorcycle is stolen every 11 seconds in the U.S. With some new models of bikes costing over $20,000, thieves have taken notice of the increased popularity of bikes, and the relative ease with which they may be stolen. What's more, stolen motorcycles are rarely recovered, as they can be altered, reused, and turned into new bikes. Only 25-30% of stolen motorcycles are recovered, compared to 60-65% of trucks and cars, according to the National Insurance Crime Bureau.

While you probably do not want to consider the chance of your bike being stolen, it is a risk. This is why it is important to protect yourself from financial loss in the event of a theft. The good news is motorcycle theft insurance is a fairly affordable part of many insurance policies, particularly when you consider the potential cost and hassle you could be left with if your bike is stolen.

At KADAIR Insurance, we can help you protect your investment and give you peace of mind with affordable motorcycle theft insurance.

Motorcycle Theft Insurance

Theft Protection with Comprehensive Motorcycle Insurance

A motorcycle insurance policy that includes comprehensive coverage will pay for damages caused by events other than collisions. This includes theft, as well as vandalism and fire, among other things. Remember that theft protection will only cover the factory standard parts on your bike. If you have a customized bike with a custom paint job, chrome parts or anything else, you may want to consider custom parts and equipment (CPE) insurance as well.

Tips to Prevent Motorcycle Theft

While motorcycle theft coverage will protect you if your bike is stolen, you probably want to avoid making a claim to keep your precious bike. The following tips can help you secure your bike against theft.

Motorcycle Insurance
  • Keep your ignition locked.
  • Secure your bike to a fixed object or another motorcycle.
  • Park in a secure, well-lit area.
  • Keep your bike covered if it is not garaged with a non-name brand cover that does not advertise what type of bike you have.
  • Use a high-quality lock and chain, with the chain secured through the bike frame instead of the wheels.
  • Install a motorcycle anti-theft device or theft recovery system.
  • Install an alarm.

Motorcycle theft protection