Houseboat Insurance

Houseboat living is a dream many share. Owning a houseboat has also become more popular over the last decade, with a wide variety of styles. New houseboats may be up to 150 feet and cost more than $1 million with all of the amenities you find on land, while smaller or older houseboats are often more affordable.

Whether you own a houseboat as a vacation home or use it for recreation on the lake, it is important to have a houseboat insurance policy that offers you the coverage you need.

Houseboat insurance

Houseboat Insurance Coverage Options

KADAIR Insurance offers coverage features and options that include:

  • Agreed Value coverage for your houseboat, which is a pre-determined amount. This type of policy eliminates confusion about the value of your houseboat in case of a claim, as you will be paid 100% of the agreed value, not the actual cash value at the time of the loss or claim minus depreciation.
  • High limits for medical payments and personal property
  • Bodily injury and property damage liability coverage with limits of up to $1 million
  • Rental reimbursement keeps you on the water
  • Emergency towing service
  • Additional coverage for your dinghy or tender
  • Coverage options for personal watercraft
  • Low electronics deductible
  • Credit for lay-up period

House Boat Insurance

Finding adequate insurance for houseboats is notoriously tricky. You will find that many insurance companies are unwilling to insure houseboats, particularly older models. At KADAIR Insurance, we understand the unique risks associated with living on the water, and we have decades of experience insuring houseboats and other watercraft.

Get a Free Houseboat Insurance Quote

We find that many new owners of houseboats are confused about how to properly insure their houseboats, or even the cost of an insurance policy, which varies depending on the value and size of your watercraft. At KADAIR Insurance, we will help you create a custom houseboat insurance policy that offers the coverage you need at a price that matches your budget. Call us today for a free houseboat insurance quote and we will start building you a personalized policy that meets your needs.

 GET A QUOTE