Fishing Boat Insurance

Whether you are a recreational, sport or professional fishermen, you have made a big investment in the pursuit once you purchase your own boat. This is why it is important to protect your investment with a fishing boat insurance policy from KADAIR Insurance.

If you own a business involved in fishing boats or fishing gear, you are also required by law to carry insurance. Either way, our boat insurance offers a wide range of coverage options to protect you from the risks you face when you head into open waters.

Basic Fishing Boat Insurance Coverage

There are two basic components of every fishing boat insurance policy:

  • Liability coverage protects you against bodily injury and property damage you may cause while using your boat. This includes injuries to anyone on your boat, as well as other people such as boaters or water-skiers. Liability coverage also pays for legal fees and court costs if you are sued after an accident.
  • Hull covers protect you with financial compensation if your boat is damaged. This coverage protects against damage to the engine, navigation equipment, machinery and on-board components damaged by a collision, weather, fire, vandalism or theft.
Fishing Boat Insurance

Other Fishing Boat Coverage Options

KADAIR Insurance also offers several other types of optional coverage’s you can add to your fishing boat policy to protect you against nearly any hazard. Common optional coverage options include:

Gear and Fishing Equipment Coverage

If you are like most fishermen, you have a substantial amount of money invested in your fishing equipment, which would be very difficult to replace if stolen or destroyed. Hull insurance protects your boat components, but this coverage protects your fishing equipment.

Boat Insurance Quote
Tournament Insurance

Tournament Insurance

If you enjoy sports fishing and compete in competitions, tournament insurance protects you with the liability coverage needed to compete. It can also cover tournament entry fees if you are unable to participate.

Storm Haul-Out Coverage

Storm Haul-Out Coverage

If there is a NOAA-named storm, haul-out coverage assists with the costs of hauling or securing your fishing boat.

Premises Liability Coverage

Premises Liability Coverage

This coverage is especially helpful for commercial fishing enterprises that perform operations on and off the boat. It covers medical payments and personal injury if someone is hurt on the boat.

Fuel Spill and Clean-Up Coverage

Fuel Spill and Clean-Up Coverage

Boat collisions can require expensive clean-up, especially if a fuel spill pollutes the water. If you are responsible for the damages, you will be required to pay for the clean-up, unless you have this optional insurance to cover the expense.

Uninsured Boaters Insurance

Uninsured Boaters Insurance

Protect yourself with medical coverage if you are injured after a collision with an uninsured or underinsured boater.

Charter Boat Coverage

Charter Boat Coverage

Do you work as a charter boat operation or fishing guide? If so, charter boat insurance is required by law.

Get a Free Fishing Boat Insurance Quote Today

Protect your fishing boat with specialized fishing boat coverage from KADAIR Insurance today. We will do your comparison shopping for you to find you the best boat policy among top-rating insurance companies with the coverage you need at a price that fits your budget. Give us a call today to get a free quote!

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Fishing Boat Coverage