It is your home so make sure it is protected. With KADAIR Insurance in Pennsylvania, your home, and a large share of your total net worth, will be protected with homeowners insurance from a top-rated insurance company.
Home insurance is a very important part of owning your own home. Buying home insurance protects your home, inside and out, and it can be incorporated into your mortgage payments. Many lenders even require adequate homeowners insurance as a condition of obtaining a mortgage.
Every homeowner’s insurance policy is unique, but a standard policy will generally offer:
Did you know there are many discounts available to make homeowners insurance even more affordable? You may qualify for the following homeowner’s insurance discounts.
Purchase homeowners and auto insurance together and get a discount on both premiums.
Devices such as burglar alarms and fire alarms and house fire sprinklers can save you substantially on your home insurance premiums.
Raising your deductible can also lower your premium but increase the amount you will pay out-of-pocket for a covered loss.
Homeowners insurance protects your home and property from "perils," which are exposures to risk or something that causes a loss. There are several types of homeowner’s insurance policies that protect you against a range of perils.
The most basic policy will cover the following types of perils:
If you upgrade your policy, you can be protected against other perils, such as:
Ready to protect your home and personal belongings? Before requesting a quote for home insurance, make an inventory of what you own to help you choose an adequate level of coverage. Next, give us a call! KADAIR Insurance in Pennsylvania will do the comparison shopping for you among top-rated insurance companies to find the best home insurance policy that offers the level of coverage you need at a price you can afford.