ATV Insurance in Connecticut

Insurance coverage for ATV in Connecticut

All-terrain vehicles in three-, four- and six-wheel versions have become incredibly popular due to their versatility and affordability. ATVs offer stability at low speeds with engines that range from 49cc to 950 cc, and the increasing speeds of many models means that some ATVs are now considered street legal in certain areas.

Whether you are a rancher, trail rider or a hunter, you need affordable ATV insurance that will protect you if your ATV is badly damaged or stolen. In many states, ATV insurance is even required if the vehicle will be operated on state land, and many homeowners insurance policies do not cover you if you ride off your property.

KADAIR Insurance in Connecticut will help you protect your investment with ATV insurance from a top-rated insurance company at a rate you can afford.

ATV Insurance Coverage Options

KADAIR Insurance in Connecticut offers many types of ATV insurance coverage, as with our motorcycle insurance. Depending on your needs, you may want:

  • Comprehensive coverage. Comprehensive ATV insurance pays for damage to your ATV caused by events other than collisions. Common examples include damage by vandalism, theft, fire, flooding, or an animal.
  • Collision coverage. ATV collision insurance covers physical damage that occurs if your ATV hits another ATV, a parked vehicle, a tree, a fence post or other type of obstacle. Because ATVs are used for off-roading in a rough environment, collision insurance does not cover minor dings or dents, scratches, scrapes or cosmetic damage.
  • Bodily injury and property damage liability coverage. ATV insurance will cover property damage and bodily injury liability to protect you against injuries or damage to people or property caused by your ATV.
  • Uninsured and underinsured motorist coverage. If you are involved in an accident and the third party is at fault but does not have insurance -- or sufficient insurance -- your ATV insurance policy will cover you for damages and injuries you suffer, including lost wages and medical care.
all terrain vehicle insurance in Connecticut

What Affects Your ATV Insurance Rate?

Want to get the best price on your ATV insurance quote? Several factors affect your rate. While some are likely out of your control, there are ways you can keep your rates low:

  • Avoid claims on your ATV insurance policy as well as violations on your driving record for low rates.
  • ATVs that are considered more aggressive or those with higher displacement usually cost more to insure because they have a higher claim history.
  • Get a discount if you insure two or more ATVs.

Get a Free ATV Insurance Quote

Do not ride one more day without adequate coverage for you and your ATV. KADAIR Insurance in Connecticut will do your comparison shopping for you, tracking down the best ATV insurance quote that matches your needs and budget among top-rated insurance companies. Give us a call today to find an affordable ATV insurance policy for you!